Christina is passionate about helping people identify what they want and need in their financial lives and working with them to develop a plan to accomplish those goals. She sees each client’s financial world as a puzzle, and she shows them how to bring together all the pieces in a way that helps them shape the lives they want to live. An adept problem-solver and strategic thinker, she is especially skilled at navigating complex planning cases, whether she’s working with a business owner on a succession plan, helping a physician minimize their tax burden, or sorting through benefit options with a high-level executive. Her goal is to help people simplify their lives, minimize unnecessary risk, and optimize every financial opportunity.

Christina's Why

Christina’s father, John Hepworth, founded the practice in 1986, and she spent much of her life watching him grow and develop the business through hard work and care for others. While she initially never envisioned pursuing a career in finance, she was drawn to the business after seeing the deep relationships and impact that are created through the holistic financial planning process. After joining the practice in 2015, she earned her CFP® certification, ChFC®, and CLU® designations and spent several years building relationships with the firm’s clients and families before fully transitioning as the primary advisor and owner of the firm in 2022.

Today, in her role as the firm’s CEO, she provides strategic direction for the practice and its team. She recognizes the responsibility and privilege of leading a firm that has served many of the same families for over 30 years. Her mission is to keep the promises that have been made to clients over the last three decades. More than that, she wants to continue building a practice that can remain faithful to the next generation. She’s committed to being there for her clients, and her goal is to develop a strong, enduring team that can serve people with excellence for many years to come.

Education, Designations, & Awards

• The College of Idaho – bachelor’s degree, magna cum laude 
• CERTIFIED FINANCIAL PLANNER™ professional
• Chartered Financial Consultant®
• Chartered Life Underwriter®
• Forbes Best-in-State Wealth Advisors, Idaho (2024)
• Forbes Best-in-State Top Women Wealth Advisors, Idaho (2024)
• Forbes Best-in-State Top Next-Gen Wealth Advisor, Idaho (2023)

Personal Life

Christina and her husband Jesse are both Boise natives and married in 2013. They love spending quality time with their family, friends and their dog, Riley. In her free time, Christina enjoys playing golf and pickleball, and travelling whenever and wherever possible!

Forbes "Best-in-State Wealth Advisors" list (April 2024). Based upon data as of 6/30/2023. Forbes Top Women Wealth Advisors Best in State, February 8, 2024. Based upon data as of 9/30/2023. Forbes “Top Next-Generation Wealth Advisors” list, (August 2023).  Based upon data as of 3/31/2023. Research and ranking developed by SHOOK Research, LLC. Northwestern Mutual and its advisors do not pay for placement on 3rd party rating lists, but do pay marketing fees to these organizations to promote the rating(s).  Rankings and recognitions are no guarantee of future investment success.

Financial Representatives do not render tax advice. Consult with a tax professional for tax advice that is specific to your situation.

Heather joined Hepworth & Associates in April 2022 after starting her wealth management career in 2013. She grew up in Moscow, Idaho; later moving to Boise to go to school at Boise State University where she competed for the Boise State Gymnastics team for two seasons. She graduated with dual degrees in Business Management and Human Resources in 2012. As an Associate Wealth Management Advisor she is focused on understanding our clients financial goals, crafting a plan to meet them, and implementing that plan.

After graduating, Heather started in the wealth management field where she fell in love with getting to the know clients on a more personal level. She relishes the fact that clients can come to her when they have a question about or need help with a financial event that is going on in their lives. She enjoys Hepworth & Associates commitment to helping clients accomplish their financial life goals through a holistic approach. Heather maintains her Health and Life insurance license as well as her Series 7 and Series 66 FINRA registrations and earned her CERTIFIED FINANCIAL PLANNER™ certification; and takes every client’s needs and experiences as a learning opportunity.

In her free time, Heather and her husband, Nick, take full advantage of the Idaho lifestyle by being outdoors whenever possible. You can find them running, hiking, biking, backpack and snowboarding in the mountains. One the rare weekend at home she also enjoys gardening, reading, baking, fly tying and spending time with her friends, family and her beloved dog, Rylie. Is Heather the ultimate renaissance woman? We think yes!

John discovered his natural talent for the financial-services industry after he moved to Idaho in 1986. As a policyholder with Northwestern Mutual, he was drawn to the company’s reputation among leaders in the field. He quickly became an accomplished financial representative, reaching top statuses among agents in all stages of his career. His focus on wealth management was born from the desire to help clients problem solve. John’s main goal has always been to make deep connections and lasting relationships.

At Hepworth & Associates, we identify and facilitate a holistic planning process. John helps clients with decision-making to enable them financial success; this can include protection in the form of life insurance, developing personal financial plans, assisting business owners in evaluating employee benefits and succession planning, and estate planning for families. Using a comprehensive approach, John collaborates with clients in tackling their top priorities and gives them the tools to prepare for important life events.

John has served on multiple committees over the years and has taught numerous educational seminars within the company. He is a trusted public speaker for national and regional meetings for Northwestern Mutual and a go-to financial representative when younger agents seek guidance. John has amassed honors over three decades with Northwestern Mutual, but in his words, he “would rather work on problems with clients than collect awards.” Client retention rate is important to John and speaks volumes to his dedication and genuineness.

John is an avid fly-fisherman and enjoys domestic and international fishing trips. He owns a home in eastern Idaho and loves golfing and spending time with his family. John’s motivation to make a positive impact on people’s lives certainly shines through in his work and personal life.

Jono joined our team in March of 2021. He works to both meet the needs of our clients and support internal processes as an Associate Wealth Management Advisor. He is passionate about helping people and finds satisfaction in crafting plans to help other achieve their financial goals.

He started as an intern while attending Boise State University. Upon graduating with bachelor’s degrees in Information Technology Management and Accountancy, he joined our team full time. He was selected as an Outstanding Graduate, which is the highest student award given by the College of Business and Economics at BSU. He maintains his Life, Health, and Long-Term Care insurance licenses along with the Series 7 and 63 FINRA registrations. 

In his free time, Jono enjoys outdoor activities, such as going camping, bike rides, and spending time with his giant, fluffy, Great Pyrenees, Frankie. As an Eagle Scout he can also show you how to start a fire with wet kindling in order to signal for help if lost in the woods. (Demos are not authorized to take place in conference rooms or offices.)

Dallin joined Hepworth & Associates in July of 2023. He grew up in a small farm town in southern Idaho (have you heard of Jerome?). Dallin’s overall focus as an Associate Financial Representative is to ensure the client has the best experience throughout the planning process. He brings to our team a passion for analytical problem solving and his earnest interest in the people he serves in order to help our clients reach financial security.

Following earning his bachelor’s degree in Business Finance in 2021 from Brigham Young University – Idaho, he became a full-time financial representative with Northwestern Mutual. His spent two years gaining experience in comprehensive financial planning and customer service which ultimately brought him to Hepworth & Associates. He maintains his Life and Health insurance licenses as well as Series 7 and 63 FINRA registrations.

In his free time, you can find Dallin watching a good football or basketball game. If you are looking for recommendation for your fantasy football team, he is your man. You can also find him enjoying various outside activities with his wife and son or grilling up a tasty dinner on his Traeger at home.