Our Team

John discovered his natural talent for the financial-services industry after he moved to Idaho in 1986. As a policyholder with Northwestern Mutual, he was drawn to the company’s reputation among leaders in the field. He quickly became an accomplished financial representative, reaching top statuses among agents in all stages of his career. His focus on wealth management was born from the desire to help clients problem solve. John’s main goal has always been to make deep connections and lasting relationships.
At Hepworth & Associates, we identify and facilitate a holistic planning process. John helps clients with decision-making to enable them financial success; this can include protection in the form of life insurance, developing personal financial plans, assisting business owners in evaluating employee benefits and succession planning, and estate planning for families. Using a comprehensive approach, John collaborates with clients in tackling their top priorities and gives them the tools to prepare for important life events.
John has served on multiple committees over the years and has taught numerous educational seminars within the company. He is a trusted public speaker for national and regional meetings for Northwestern Mutual and a go-to financial representative when younger agents seek guidance. John has amassed honors over three decades with Northwestern Mutual, but in his words, he “would rather work on problems with clients than collect awards.” Client retention rate is important to John and speaks volumes to his dedication and genuineness.
John is an avid fly-fisherman and enjoys domestic and international fishing trips. He owns a home in eastern Idaho and loves golfing and spending time with his family. John’s motivation to make a positive impact on people’s lives certainly shines through in his work and personal life.
Christina J Bridgewater , CFP®, ChFC®, CLU®
Wealth Management Advisor

Christina J Bridgewater , CFP®, ChFC®, CLU®
Wealth Management Advisor
Christina joined our team in April of 2015. She is a CERTIFIED FINANCIAL PLANNER™, professional, and has earned the Chartered Financial Consultant, and Chartered Life Underwriter certifications. Christina is committed to being there for you in every step of your financial journey. She truly loves people and is uniquely gifted to advise and help you in any area of your financial life. You can consider her a resource for any questions you have in any area of financial planning.
Through open communication, she will listen to understand what is most important to you and your family and help you confirm your ultimate goals. She’ll combine her knowledge with others’ in our firm to develop a personalized strategy and dynamic financial plan to empower you to achieve your goals. Her objective is to provide you with tools and guidance to achieve the peace of mind you desire and secure your financial future.
Christina and her husband, Jesse, are both Boise natives. In her free time, Christina likes to golf, read, and hike in the foothills with her dog, Riley.
Registrations:
- Series 7 and 66, Life, Disability, and Long-Term Care Insurance.

Lance joined Hepworth & Associates in 2021. He served in the United States Coast Guard for six years prior to earning a degree in Business Administration from Oregon State University. His experience in the financial-tech industry, managing projects for large reinsurance companies, and history with client servicing teams has led him to our firm as Operations Manager. He maintains Life and Health insurance licenses as well as Series 7 and 63 FINRA registrations.
Lance’s focus as Operations Manager is to ensure that the internal processes of the practice are running smoothly and that the team can meet the needs of our clients and provide timely, accurate support for the financial advisors.
During his free time, you will find Lance rafting down a river, camping in the mountains, reading a history book, or cooking a new dish for dinner with his girlfriend. After being stationed in Ketchikan, Alaska; Seattle, Washington; and Charleston, South Carolina he knew he wanted to settle close to the mountains and rivers of Idaho.

Jonathan joined our team in March of 2021. He started as intern while attending Boise State University. Upon graduated with bachelor’s degrees in Information Technology Management and Accountancy he joined our team full time. He was selected as an Outstanding Graduate, which is the highest student award given by the College of Business and Economics at BSU.
Jonathan works to both meet the needs of our clients and support internal processes. He is passionate about helping people and finds satisfaction in assisting others in achieving their goals.
In his free time, Jonathan enjoys outdoor activities, such as going on hikes, bike rides, and spending time with his dog, Frankie

Heather joined Hepworth & Associates in April 2022. She grew up Moscow, Idaho; later moving to Boise to go to school at Boise State University where she competed for the Boise State Gymnastics team for two seasons. She graduated with dual degrees in Business Management and Human Resources in 2012.
After graduating, Heather took a job in the financial services industry in 2013 where she learned to love the industry. She enjoys getting to the know the clients on a more personal level and relishes in the fact that clients can come to her when they have a question about or need help with a financial event that is going on in their lives. She enjoys the holistic approach that Hepworth & Associates has to offer and has committed to helping clients accomplish the goals they set out to achieve in their financial lives. Heather is successful in getting her Health and Life insurance license as well as her Series 7 and Series 66 FINRA registrations and is a CERTIFIED FINANCIAL PLANNER™ professional; and takes every client’s needs and experiences as a learning opportunity.
In her free time, Heather takes full advantage to the Idaho lifestyle by being outdoors whenever possible. You can find her running, hiking, biking, backpack and snowboarding in the mountains. As well, gardening, reading and baking. Heather also appreciates the time she gets to spend with her friends, family and her beloved dog, Rylie.

Fabian joined the Hepworth & Associates team in 2021. Following earning his bachelor’s degree in Mathematics from the College of Idaho, he operated within the financial-tech industry while interacting with global reinsurance companies spanning from North America through Europe and South East Asia. His experience leading client relationships and project management has brought him to our team as Investment Operations Manager. He maintains Life, Health, and Long Term Care insurance licenses as well as Series 7 and 63 FINRA registrations.
As Investment Operations Manager, Fabian oversees the administrative investment functions for our team. He also supports the financial advisors by maintaining company compliance requirements and providing subject matter expertise regarding investment products and services.
In his free time, Fabian enjoys camping and fishing with friends as well as spending time with his family and Old English Bulldog, Moose.